thinking about the future. again.
so I recently got a bank loan, to buy an apartment! yay! although I'm worried about the future. cos it's a lot to pay. per month and overall. the cost of independence, huh. I'm thinking of what would happen when I run out of money. I took a stupid decision when the job offered me a pension, but I took epf. so when I'm 60 and end my run at my job (if I stay that long), I won't be paid anymore. with pension, I will get some money til I die. with epf, I get to use whatever money is in there, saved up during my work days. until it dries up. or I die, whichever comes first. so I'm thinking, what would happen when I can't pay for my apartment anymore. I don't think I have people to depend on. I don't know if mum and dad would leave us with any money. I don't know if my sister will ever marry a rich person like she wants. because living is hard, especially when you think about how much it costs. whoever said money can't buy you happin